General Account Information
Potential Interest Rate Changes
As a responsible lender North Yorkshire Mortgages are preparing our customers for any potential interest rate rises.
As an example based on an average interest only mortgage with a balance of £135,000, and a general interest rate of 4.2%, if rates increase by 1% then the monthly payments will go up by approximately £113.00. Rates may however, increase by much more than this over time.
If you foresee any difficulties in making your mortgage payments, you can contact North Yorkshire Mortgages on 0345 130 4145. Alternatively select the 'Payment Difficulties' options below to see what assistance is available.
Payment Protection Insurance for Mortgages — (M) PPI
North Yorkshire Mortgages stopped actively lending in 2008. Prior to this time we offered Mortgage Payment Protection Insurance to our customers.
While we no longer offer Mortgage Payment Protection Insurance, there are many companies that do. For impartial information about insurance, please visit the following website: www.moneyadviceservice.org.uk/yourmoney/insurance
The Money Advice Service is a free, independent service, set up by government.
14 August 2018
Call us on 0345 130 4145*
Fax us on 0344 892 1815
Our lines are open:Monday - Friday
9:00 - 17:00 Customer Contact Centre
8:30 - 20:00 Credit Management Department
9:00 - 13:00 Credit Management option only.