General Account Information
Potential Interest Rate Changes
As a responsible lender North Yorkshire Mortgages are preparing our customers for any potential interest rate rises.
As an example based on an average interest only mortgage with a balance of £135,000, and a general interest rate of 4.2%, if rates increase by 1% then the monthly payments will go up by approximately £113.00. Rates may however, increase by much more than this over time.
If you foresee any difficulties in making your mortgage payments, you can contact North Yorkshire Mortgages on 0345 130 4145. Alternatively select the 'Payment Difficulties' options below to see what assistance is available.
Payment Protection Insurance for Mortgages — PPI
Our regulator the Financial Conduct Authority (FCA) set a deadline of 29th August 2019 in order to make a complaint about PPI.
Although the deadline has now passed there may be exceptional circumstances where you are able to complain. Please visit https://www.fca.org.uk/ppi/after-complain for more information.